LandesBlosch Insights

business Business Interruption Insurance - What's Covered?
Business Interruption Insurance - What's Covered?
3 Min. Read

Business interruption insurance is the most important property insurance a small business can buy. In the event of a business interruption event, there are two important coverag...

business What Is Excess Insurance?
What Is Excess Insurance?
3 Min. Read

The majority of business liability insurance policies come with liability limits of $1,000,000 per occurrence - but is this enough? $1,000,000 is not enough coverage for a busin...

business What Is Premises Liability Insurance?
What Is Premises Liability Insurance?
3 Min. Read

If you have a business location, whether it be an office or a storefront, the chances are that you have some premises liability risk. From customers tripping in your parking lot...

business What is a Risk Management Consultant?
What is a Risk Management Consultant?
3 Min. Read

A risk management consultant is an advisor who helps organizations and individuals assess their risk and develop a plan to minimize their exposure to loss. A risk management con...

business Commercial Risk Management - Why Your Business Needs It
Commercial Risk Management - Why Your Business Needs It
5 Min. Read

Commercial risk management is a strategy that organizations use to secure their assets, minimize liabilities, and protect the cash flow of their organization. A good risk commer...

business Business Insurance Coverage - An Overview
Business Insurance Coverage - An Overview
3 Min. Read

Every business, large and small, has unique exposures to risks. Although there are many ways to handle your business vulnerabilities, the most popular method is through insuranc...

business What Is A Hammer Clause? (Definition & Examples)
What Is A Hammer Clause? (Definition & Examples)
2 Min. Read

Even though the hammer clause is just a small paragraph within an extensive insurance program, it can have a significant impact on your professional reputation and insurance cov...

business What Are Risk Mitigation Strategies?
What Are Risk Mitigation Strategies?
2 Min. Read

As a business owner, you are surely aware of how your business runs and what goals you need to meet for your business to grow and thrive. But, have you considered how your risk...

business Workers Compensation Experience Modifiers: What You Need To Know
Workers Compensation Experience Modifiers: What You Need To Know
4 Min. Read

The workers compensation experience modifier can drastically affect the pricing of your insurance program. Here is what the experience modifier is, how it works, and how you can...

business Is Your Business Insurance Policy Ready For Tornado Season?
Is Your Business Insurance Policy Ready For Tornado Season?
3 Min. Read

Spring is here and, for many, that means tornado season is in full swing. As a business owner, you need to know and understand the terms of your insurance before high winds or h...