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What Is Replacement Cost In Insurance?
Having replacement cost coverage in your property insurance means you’ll be reimbursed for the cost to rebuild or replace your home, rather than receiving a depreciated amount. It’s an ideal way to protect yourself from unexpected out-of-pocket costs if something goes wrong.
Insuring Your Real Estate: The Basics
Insuring your real estate is more than just checking a box—it’s about protecting one of your biggest investments. By choosing the right replacement cost, looking into agreed value policies, and considering critical add-ons like Ordinance & Law or Business Income coverage, you’ll be better prepared for any surprises.
Commercial Building Insurance In Georgia: Your 2025 Guide
Georgia's commercial property insurance rates have soared due to recent hurricanes and tornadoes, pushing many business owners to seek better coverage options. This 2025 guide explains why costs have increased so dramatically and what's typically covered—and not covered—by standard policies. Most importantly, it reveals practical strategies for property owners to protect their investments while keeping insurance costs under control.
Commercial Property Insurance In California (2025)
Commercial property insurance in California is a must due to wildfires, earthquakes, floods, and a tough legal climate. With rising costs and more carriers leaving the state, surplus lines coverage—often with extra exclusions—has become common. Reviewing endorsements, budgeting for higher premiums, and considering options closely can help property owners stay protected in this challenging market.
Commercial Property Insurance In Colorado: Your 2025 Guide
Commercial building insurance in Colorado is essential for protecting businesses from the state’s unique weather-related risks like hail and wildfires. This article highlights the types of coverages needed—such as commercial property, flood, and business income insurance—and offers tips for securing the right policy. It also explains the new Colorado FAIR Plan, a last-resort option for high-risk properties unable to find coverage in the standard market.
Are Insurance Proceeds for Property Damage Taxable?
Many property owners don’t understand the tax implications of the compensation they receive from a claim. Learn when insurance proceeds for property damage are taxable in this article.
General Liability Insurance: Everything You Should Know
The commercial general liability (CGL) insurance policy is one of the most common business insurance policies in America. This broad coverage insures businesses against most third-party property damage or bodily injury claims. Although there are a variety of commercial general liability coverage forms, the most common is the “CG0001 - Commercial General Liability Coverage Form.” Today we will review this form and explain how most insurance policies are put together.
A Guide To Apartment Building Insurance
The point is that having a group of people living in your building poses a legal liability risk and a significant risk to the building itself. Here is what you need to know about the insurance policies that apartment building owners need.
Woodworker Business Insurance - Choosing The Right Policies
Having the right coverage is crucial for safeguarding woodworkers from the risks of the job. This cheat sheet on woodworker business insurance explains the policies you need and why.
Commercial Property Insurance: The Ultimate Guide
Businesses of all sizes and industries purchase commercial property insurance to cover their building and building contents. Here is everything you need to know about the coverage property insurance policy and our recommendations on how to get the best coverage for your business.