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THE INFORMATION ON THIS WEBSITE IS PROVIDED FOR INFORMATIONAL PURPOSES ONLY. Nothing on this website should be construed as a solicitation, proposal, offer, recommendation, endorsement, or advice regarding any insurance product. The information on this website is of a general nature and is not intended as a substitute for individual consultation with a licensed insurance professional. In no event will we undertake to advise you regarding your need for any insurance product. YOU ARE RESPONSIBLE FOR DETERMINING WHAT INSURANCE PRODUCTS YOU NEED AND IN WHAT AMOUNTS, BASED ON YOUR UNIQUE EXPOSURE TO RISKS AND ABILITY TO BEAR LOSSES. We are licensed insurance brokers in the following states: WA, OR, ID, MT, WY, CA, NV, UT, AZ, CO, MN, SD, NE, KS, OK, TX, IA, MO, AR, LA, WI, IL, KY, TN, MS, IN, GA, FL, OK, VA, NC, SC, DE, MD, DC, NJ, CT, RI, VT, NH, PA, and ME. Insurance products and features are subject to underwriting criteria and may not be available in all states.

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Blog Page 13

Cover Image for Cyber Insurance Coverage Checklist: 5 Key Things To Look For

Cyber Insurance Coverage Checklist: 5 Key Things To Look For

Cyber insurance is a necessary coverage for many businesses that operate digitally or store sensitive information on their network systems. Here are the five questions to ask when...

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
1/10/2022
Cover Image for Commercial Crime Insurance Coverage: The Ultimate Guide

Commercial Crime Insurance Coverage: The Ultimate Guide

Did you know that money and securities are excluded in a standard commercial property insurance policy? This means your business wouldn’t be covered if certain criminal behavior r...

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
12/30/2021
Cover Image for CGL Exclusions: The Ultimate Guide

CGL Exclusions: The Ultimate Guide

A commercial general liability policy is designed to cover all bodily injury or property damage. However, there are many exclusions that limit this coverage, and it no longer enco...

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
12/13/2021
Cover Image for Self Employed Tradesman Insurance - What Is it?

Self Employed Tradesman Insurance - What Is it?

When talking about construction, we often think about large construction companies building huge buildings or stadiums, yet over 23% of construction workers are self-employed. Tra...

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
11/29/2021
Cover Image for Carpenters Insurance: Everything You Need To Know

Carpenters Insurance: Everything You Need To Know

For a carpentry business, the goal of insurance is to cover your liabilities for a good price and with the broadest, best protections. In addition to coverage considerations, you ...

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
11/27/2021
Cover Image for Business Insurance For Remodeling Companies - Explained

Business Insurance For Remodeling Companies - Explained

Remodeling contractors have incredibly diverse risks. That is also why remodeling contractors are far more difficult to insure with the right coverages and a fair price, compared ...

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
11/27/2021
Cover Image for HVAC Business Insurance: What You Need To Know

HVAC Business Insurance: What You Need To Know

HVAC contractors face a unique risk in the construction industry. Nearly every building in the United States has heat and air, and operations can range from small residential unit...

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
11/27/2021
Cover Image for How Much Is A Business Insurance Policy?

How Much Is A Business Insurance Policy?

Business insurance is a mechanism that allows you to pay a monthly or yearly premium, and in exchange, the insurance company assumes some of your business risks. Here is everythin...

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
11/17/2021
Cover Image for Understanding Commercial Flood Insurance - Do You Need It?

Understanding Commercial Flood Insurance - Do You Need It?

Flooding is the most common natural disaster in the United States. A single inch of floodwater can cause $25,000 in damage to even a modest-sized building. The problem is that flo...

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
11/15/2021
Cover Image for What Do You Need To Get General Liability Insurance?

What Do You Need To Get General Liability Insurance?

Purchasing business insurance can feel a little confusing, especially if you are new to it. With a little preparation and research, you’ll have a better understanding of the polic...

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
11/3/2021
Cover Image for Personal Use Of Company Vehicles: What To Know

Personal Use Of Company Vehicles: What To Know

Many companies are allowing their employees to drive business vehicles for personal use, whether it’s an owner driving to the store or an employee running an errand. Although it a...

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
10/29/2021
Cover Image for Construction Insurance: Everything You Need To Know

Construction Insurance: Everything You Need To Know

Everything you need to know about insuring your construction business.

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
10/23/2021
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