Blog Page 14

Cover Image for Licensed, Bonded And Insured Business: What Does This Mean?

Licensed, Bonded And Insured Business: What Does This Mean?

Although “licensed, bonded, and insured” doesn't mean anything too specific, it does indicate that you can perform the work and that you are trustworthy. It also tells potential customers you have insurance to cover any accidents while performing the work.

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
10 minute read
Cover Image for Restaurant Insurance: A Guide For Small Business Owners

Restaurant Insurance: A Guide For Small Business Owners

Restaurant insurance is an important ingredient to any successful establishment. It allows you to pay a monthly premium so you don't have to prepare for an accident to harm your business. This insurance will also help you deal with these problems as they arise so that you can continue to spend your time running your business.

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
9 minute read
Cover Image for How Do You Compare Different Business Insurance Quotes?

How Do You Compare Different Business Insurance Quotes?

It is possible for one insurance company to be cheaper than another, but it’s important to understand why you’re getting that lower price. Sometimes you can run into a great deal on insurance, but other times that good deal turns sour when you dive deeper and see the problems.

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
13 minute read
Cover Image for Part Time Business Insurance - 5 Things To Know

Part Time Business Insurance - 5 Things To Know

A part-time business is a small business that doesn’t require the traditional 40-hour work week. Doing a business part time is a sensible option for many entrepreneurs who want to start a business, but want to lower the risk by keeping another job. The road to success isn't without its challenges, though. There are risks to owning and running a business that you need to be aware of.

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
7 minute read
Cover Image for What Is EPLI Insurance?

What Is EPLI Insurance?

As an employer, you have a tremendous responsibility. You are responsible for not only adhering to numerous laws, but also for handling extremely sensitive situations on a daily or weekly basis. But the fact remains, most employers aren't employment lawyers, and even if they were, it would be impossible to keep up with laws and run a business.

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
13 minute read
Cover Image for How To Find Cheap Workers Compensation Insurance In OK

How To Find Cheap Workers Compensation Insurance In OK

Right now, workers compensation is one of the most competitive and desirable types of policies for insurance carriers. With the right knowledge and the right team, you can take advantage of the competitive marketplace to not only lower your workers compensation premiums, but possibly your other insurance policies.

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
6 minute read
Cover Image for Manufacturers E&O: Everything You Need To Know

Manufacturers E&O: Everything You Need To Know

Being legally liable for financially harming a client because of a manufacturing error is a very real risk. You will most likely have to pay for the damages, but the commercial general liability policy will not help in either the defense costs or the settlement/judgement against you. That is where manufacturers E&O comes in.

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
10 minute read
Cover Image for General Liability Vs. Errors & Omissions Insurance - Explained

General Liability Vs. Errors & Omissions Insurance - Explained

When deciding on E&O vs. general liability insurance coverage, you need to take a deep dive into what your actual exposures are. Without doing so, you might risk either wasting your money or having a large risk that is not covered by your insurance program.

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
8 minute read
Cover Image for Technology E&O Insurance: What Is It?

Technology E&O Insurance: What Is It?

Technology Errors & Omissions (Tech E&O) is an insurance policy that protects you from liability when mistakes in your technology products or services cause financial harm to the customer, user, or others.

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
9 minute read
Cover Image for What Is A Cyber Insurance Policy: What You Need To Know

What Is A Cyber Insurance Policy: What You Need To Know

A cyber insurance policy provides financial protection from any actual or suspected data breaches or cyber-attacks that occur on your company's computer systems.

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
9 minute read

THE INFORMATION ON THIS WEBSITE IS PROVIDED FOR INFORMATIONAL PURPOSES ONLY. Nothing on this website should be construed as a solicitation, proposal, offer, recommendation, endorsement, or advice regarding any insurance product. The information on this website is of a general nature and is not intended as a substitute for individual consultation with a licensed insurance professional. In no event will we undertake to advise you regarding your need for any insurance product. YOU ARE RESPONSIBLE FOR DETERMINING WHAT INSURANCE PRODUCTS YOU NEED AND IN WHAT AMOUNTS, BASED ON YOUR UNIQUE EXPOSURE TO RISKS AND ABILITY TO BEAR LOSSES. We are licensed insurance brokers in the following states: WA, OR, ID, MT, WY, CA, NV, UT, AZ, CO, MN, SD, NE, KS, OK, TX, IA, MO, AR, LA, WI, IL, KY, TN, MS, IN, GA, FL, OK, VA, NC, SC, DE, MD, DC, NJ, CT, RI, VT, NH, PA, and ME. Insurance products and features are subject to underwriting criteria and may not be available in all states.

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