Blog Page 7
What Is a Monoline Policy?
A monoline insurance policy is a term that refers to a stand-alone insurance policy that provides coverage for a risk that is typically included under a package policy or a business owners policy. A monoline policy also refers to insurance policies that do not have a "supporting line" by the same insurance carrier. For example, a commercial excess liability policy is not usually bundled in with other coverages. However, it would be considered a monoline policy if the insurance company that underwrites your general liability is different than the insurance company that underwrites the excess general liability.
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Buying Contractor Insurance Online [Ultimate Buyer's Guide]
Understand the pros and cons of buying contractor insurance online and how tech-savvy agencies combine the best of two worlds.
How To Verify Contractors Before Hiring: 5 Simple Steps
Need to hire a contractor? Learn how to verify a contractor’s license, check references, and draw up a contract that will protect your business.
What To Do When a Contractor Does Poor Work
When you need to hire a contractor for your business, they don’t always do a good job. Learn your rights and what to do when a contractor does poor work.
What Is The Cheapest Contractor Insurance?
Finding the cheapest contractor insurance isn't as straightforward as one might think, especially in the construction trades. Here are our tips and tricks to help you find the best deal.
Do 1099 Employees Need Workers Compensation?
Does an employer have any responsibility to provide workers compensation to a 1099 contractor? Does a 1099 contractor need to provide workers compensation to themselves. even though they don’t have employees? The answer to both questions is yes, and we’ll explain why.
What Is Commercial Insurance? An Introduction
Commercial insurance can seem complicated. There are virtually unlimited options for you to purchase or not purchase. Knowing the basics with some commercial insurance 101 knowledge can help you manage your business risk, while helping you save money on coverage that you may not really need.
6 Common Errors And Omissions Claims Examples
Professional service providers often have more legal exposure to risk than they realize. A screw up or failure, no matter how unintentional, can have major consequences for even the most respected firms and expert consultants.
Breach Of Construction Contract: What Happens Next?
A contract will be written and include signatures from both sides with details regarding what both parties’ obligations are. If the person performing the work doesn’t meet these requirements, they are in breach of contract. Once this happens, there are a few different ways the dispute can be resolved. Here is what you need to know.
Property Investor Insurance: What Coverage Do You Need
Whether you have 50 or 500 properties, each building in your portfolio needs to be protected from loss and damage. This extensive guide will explain all the different types of property investor insurance and what coverages might be best for your business.