LandesBlosch Insights

business What Is Excess And Surplus Insurance?
What Is Excess And Surplus Insurance?
5 Min. Read

There are many differences between excess and surplus versus standard insurance companies – often referred to as non-admitted and admitted, respectively. The biggest difference,...

manufacturing Manufacturing Insurance: What To Do Before Getting Your Quote
Manufacturing Insurance: What To Do Before Getting Your Quote
6 Min. Read

Manufacturing companies are an essential component of society. Every product has been designed and built to specifications. Whether you are manufacturing for the food, aviation,...

food & beverage What Is Food And Drink Insurance?
What Is Food And Drink Insurance?
2 Min. Read

Running a restaurant or similar business is very complicated and comes with an incredible amount of responsibility. So how can your protect yourself? And what is food insurance?...

business Advantages And Disadvantages Of Usage-Based Insurance
Advantages And Disadvantages Of Usage-Based Insurance
3 Min. Read

Usage-based insurance (often called telematics-based insurance) is a growing feature of both personal auto and commercial auto insurance policies. It expands underwriting from t...

non-profit Directors And Officers Insurance Claims For Nonprofits
Directors And Officers Insurance Claims For Nonprofits
3 Min. Read

As a director or officer of a nonprofit, you could be held personally liable for financial damages caused by you as a board member. Depending on the operation and size of the no...

construction Understanding Subcontractor Insurance - What You Should Know
Understanding Subcontractor Insurance - What You Should Know
3 Min. Read

Subcontractor insurance can protect your business and investments in one of the most high-risk industries out there. It is important to know what your policy covers and have an ...

business Commercial Insurance Renewal Process: An Overview
Commercial Insurance Renewal Process: An Overview
3 Min. Read

The commercial insurance renewal process will look significantly different for every business. Still, each renewal involves some common elements of exploring changes to your com...

business What Is Extra Expense Coverage?
What Is Extra Expense Coverage?
4 Min. Read

Most business continuity insurance (also called business income insurance) involves extra expense insurance. This coverage can be found within the commercial property insurance ...

business What Is D&O Insurance?
What Is D&O Insurance?
6 Min. Read

D&O insurance provides a great set of coverage that most organizations could greatly benefit from. Similar to how you purchase general liability insurance to protect your organi...

business What Is Time Element Insurance Coverage?
What Is Time Element Insurance Coverage?
4 Min. Read

Time element coverage insurance refers to claims of monetary loss due to the inability to use a property as a result of damage. The amount of money lost is directly correlated w...