LandesBlosch Insights

construction HVAC Business Insurance: What You Need To Know
HVAC Business Insurance: What You Need To Know
3 Min. Read

HVAC contractors face a unique risk in the construction industry. Nearly every building in the United States has heat and air, and operations can range from small residential un...

business Startup Business Insurance - Everything You Need To Know
Startup Business Insurance - Everything You Need To Know
5 Min. Read

Starting a business is challenging. It requires an incredible amount of dedication, work, and capital. It also demands trust, not only from future customers, but also from inves...

business Commercial Vs. Personal Auto Insurance - What's The Difference?
Commercial Vs. Personal Auto Insurance - What's The Difference?
5 Min. Read

We frequently get calls from small business owners and independent contractors about commercial insurance vs. personal insurance, and what sort of policy they should go with. Wh...

business What Is a Monoline Policy?
What Is a Monoline Policy?
3 Min. Read

A monoline insurance policy is a term that refers to a stand-alone insurance policy that provides coverage for a risk that is typically included under a package policy or a busi...

business Personal Use Of Company Vehicles: What To Know
Personal Use Of Company Vehicles: What To Know
5 Min. Read

Many companies are allowing their employees to drive business vehicles for personal use, whether it’s an owner driving to the store or an employee running an errand. Although it...

business Top 4 Benefits of Commercial Insurance
Top 4 Benefits of Commercial Insurance
2 Min. Read

From space shuttle launches to local restaurants, businesses in every industry utilize insurance to protect their investments and cash flow. Although the primary reasons to get ...

construction Liability For Defects In Construction - Who Is Responsible?
Liability For Defects In Construction - Who Is Responsible?
4 Min. Read

A construction defect occurs when a portion or the entirety of a construction project fails to comply with the agreements laid out in the contract. In essence, liability for def...

business Hiring a Contractor Without Insurance - What Are The Risks?
Hiring a Contractor Without Insurance - What Are The Risks?
5 Min. Read

If you’re a homeowner, business owner, or real estate investor, your properties require maintenance. Roofs wear down, plumbing leaks, and sometimes you may want to remodel your ...

business Agreed Amount Endorsement - What Is It?
Agreed Amount Endorsement - What Is It?
3 Min. Read

The agreed amount endorsement form, often known as the agreed value clause, is an endorsement added to a property policy when the insured and the insurer agree on the insurable ...

business What Is A Business Owners Policy (BOP)?
What Is A Business Owners Policy (BOP)?
3 Min. Read

Business owners policies are designed to accommodate small and low-risk businesses. These companies typically don't need a custom-built insurance program with specific limits fo...